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MG Insurance

 
 
 
 
 
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Cover Details

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0330 102 7798

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What are the differences in cover?

Free Driveaway Insurance and Annual Insurance both provide comprehensive cover. The main differences are:

Free Driveaway Insurance Annual Insurance
Level of cover Comprehensive Comprehensive
Length of cover Until 23:59 hours the day after the policy starts*
*unless you have arranged extended cover with us
1 year
Age Limits 21-79 years old 17-90 years old
Driver Policyholder plus one named driver Policyholder plus up to three named drivers
Class of use Social, domestic, pleasure and commuting Social, domestic and pleasure, plus business use if required
Minimum excess £500 Minimum £150 - varies by insurer and may be higher on some vehicles. Please ask for details.
Windscreen replacement excess £500 Minimum £50 - varies by insurer and cover may be limited if our approved repairer is not used. Please ask for details.
Windscreen repair excess £500 Minimum £10 - varies by insurer and may be free. Cover may be limited if our approved repairer is not used. Please ask for details.
Courtesy car during vehicle repair - Included (subject to availability)
EU cover Comprehensive Comprehensive
Personal accident £2000 Minimum £2000 - limits vary by insurer. Please ask for details.
Personal belongings £2000 Minimum £2000 - limits vary by insurer. Please ask for details.
Child car seat replacement £100 Included
Legal expenses cover - Available
Protected No Claims Discount cover - Available (providing you have a minimum of 4 years earned)
Driving Other Cars - Refer to your policy wording
The offer of insurance is subject to eligibility and underwriting criteria. All cover is subject to the terms and conditions provided with the policy, the Policy Document and the Terms of Business.

Need help?

0330 102 7798

Please complete your details and we’ll call you back.


Build Date: 2024/09/16 16:45 Build Number: 3.5.65